Banks in France and SEPA: quick comparison
The 8 most relevant banks in France for sending or receiving SEPA files, with BIC, Code banque, commercial cut-off and accepted formats.
Comparison table
| Bank | BIC | Code banque | SCT cut-off | Main formats |
|---|---|---|---|---|
| BNP Paribas | BNPAFRPP |
30004 |
16:00 CET | SEPA XML pain.001/pain.008, CFONB 160 |
| Credit Agricole | AGRIFRPP |
18206 |
15:30 CET | SEPA XML pain.001/pain.008, CFONB 160 |
| Societe Generale | SOGEFRPP |
30003 |
16:00 CET | SEPA XML pain.001/pain.008, CFONB 160 |
| La Banque Postale | PSSTFRPP |
20041 |
15:00 CET | SEPA XML pain.001/pain.008, CFONB 160 |
| Credit Mutuel | CMCIFRPP |
15589 |
15:30 CET | SEPA XML pain.001/pain.008, CFONB 160 |
| LCL | CRLYFRPP |
30002 |
15:00 CET | SEPA XML pain.001/pain.008, CFONB 160 |
| Banque Populaire | CCBPFRPP |
10907 |
15:30 CET | SEPA XML pain.001/pain.008, CFONB 160 |
| Boursorama Banque | BOUSFRPP |
40618 |
23:00 CET (SCT Inst) | SEPA XML pain.001 (limitado), Transferencias unitarias via app/web |
How to use this index
- Locate your bank in the table.
- Click its name to open the detailed page.
- Don’t know which bank an IBAN belongs to? Use Bank from IBAN.
Banks in other SEPA countries
Conclusion
Every SEPA-area bank accepts standard SEPA XML. Practical differences lie in cut-offs, legacy format support and digital UX. Generate your file with GenerateSEPA.
