SEPA Creditor Identifier (Creditor ID)
Compute check digits or validate a full identifier per the EPC rules.
The common layout is: ISO country code, 2 check digits, 3-character business code (often ZZZ), then the national part. Check digits use ISO 7064 Mod 97-10 on national part + country + 00, excluding the CBC.
Iceland has no CI under the current EPC overview. For the UK and other variable-length schemes, paste the full CI to validate it.
Validate a Creditor Identifier
Paste the full identifier (spaces allowed). We check country-specific length, check digits and global MOD-97.
Generate Creditor Identifier
Pick a country, fill in only the national-part fields you need, and optionally change the Creditor Business Code (default ZZZ). Check digits are computed without the CBC.