SEPA at La Banque Postale (France)
Working with La Banque Postale (BIC PSSTFRPP, Code banque 20041)? Here is what you need to upload your SEPA file and have it processed without friction.
TL;DR
- BIC:
PSSTFRPP - Code banque:
20041 - SCT cut-off: 15:00 CET
- Formats: SEPA XML pain.001/pain.008, CFONB 160
- Upload path: Espace Pro La Banque Postale -> Transfer batches -> SEPA XML.
Quirks
Banking arm of La Poste, strong with associations, public sector and individuals.
Step-by-step upload
- Generate your SEPA XML in GenerateSEPA or export from your ERP.
- Validate the batch with our SEPA XML Validator.
- Sign in to online banking: Espace Pro La Banque Postale -> Transfer batches -> SEPA XML.
- Confirm signing (second factor if needed).
- Download the receipt.
Spotting a La Banque Postale IBAN
Verify any IBAN with Bank from IBAN before triggering a collection or payment.
Common errors
- Uploading an unsupported file format (check ‘Formats’ above).
- Missing the 15:00 CET cut-off (operation rolls to D+1).
- Out-of-date debtor IBAN or mandate (AC01 / MD01 returns).
Conclusion
La Banque Postale accepts standard SEPA XML for euro operations. Follow the steps above and always validate before submitting. Confirm the exact upload path with your relationship manager if the UI differs (screens change).
