SEPA at Credit Agricole (France)
Working with Credit Agricole (BIC AGRIFRPP, Code banque 18206)? Here is what you need to upload your SEPA file and have it processed without friction.
TL;DR
- BIC:
AGRIFRPP - Code banque:
18206 - SCT cut-off: 15:30 CET
- Formats: SEPA XML pain.001/pain.008, CFONB 160, EBICS T/TS
- Upload path: CA En Ligne Pro -> Bulk transfers -> upload SEPA XML.
Quirks
Mutualist network with 39 regional banks; code banque differs per regional bank. SEPA standard for all.
Step-by-step upload
- Generate your SEPA XML in GenerateSEPA or export from your ERP.
- Validate the batch with our SEPA XML Validator.
- Sign in to online banking: CA En Ligne Pro -> Bulk transfers -> upload SEPA XML.
- Confirm signing (second factor if needed).
- Download the receipt.
Spotting a Credit Agricole IBAN
Verify any IBAN with Bank from IBAN before triggering a collection or payment.
Common errors
- Uploading an unsupported file format (check ‘Formats’ above).
- Missing the 15:30 CET cut-off (operation rolls to D+1).
- Out-of-date debtor IBAN or mandate (AC01 / MD01 returns).
Conclusion
Credit Agricole accepts standard SEPA XML for euro operations. Follow the steps above and always validate before submitting. Confirm the exact upload path with your relationship manager if the UI differs (screens change).
