SEPA at Revolut Business (the UK)
Working with Revolut Business (BIC REVOGB21, Sort code 04-XX-XX)? Here is what you need to upload your SEPA file and have it processed without friction.
TL;DR
- BIC:
REVOGB21 - Sort code:
04-XX-XX - SCT cut-off: Instant (SCT Inst 24/7)
- Formats: SEPA XML pain.001/pain.008 (EUR), SEPA Instant, Faster Payments (GBP)
- Upload path: Revolut Business -> Bulk Payments -> upload CSV or call the REST API.
Important: in the UK, Sterling (GBP) transfers use Bacs / Faster Payments, not SEPA. SEPA only applies to euro operations. The UK remains in the SEPA scheme post-Brexit via UK Finance.
Quirks
Multi-currency with EUR IBAN from Lithuania (REVOLT21) for EU customers. Native SEPA Instant. REST API and webhooks.
Step-by-step upload
- Generate your SEPA XML in GenerateSEPA or export from your ERP.
- Validate the batch with our SEPA XML Validator.
- Sign in to online banking: Revolut Business -> Bulk Payments -> upload CSV or call the REST API.
- Confirm signing (second factor if needed).
- Download the receipt.
Spotting a Revolut Business IBAN
Verify any IBAN with Bank from IBAN before triggering a collection or payment.
Common errors
- Uploading an unsupported file format (check ‘Formats’ above).
- Missing the Instant (SCT Inst 24/7) cut-off (operation rolls to D+1).
- Out-of-date debtor IBAN or mandate (AC01 / MD01 returns).
Conclusion
Revolut Business accepts standard SEPA XML for euro operations. Follow the steps above and always validate before submitting. Confirm the exact upload path with your relationship manager if the UI differs (screens change).
