SEPA at ING (Alemania, ex-DiBa) (Germany)
Working with ING (Alemania, ex-DiBa) (BIC INGDDEFF, BLZ (Bankleitzahl) 50010517)? Here is what you need to upload your SEPA file and have it processed without friction.
TL;DR
- BIC:
INGDDEFF - BLZ (Bankleitzahl):
50010517 - SCT cut-off: 15:30 CET
- Formats: SEPA XML pain.001/pain.008, EBICS (Business)
- Upload path: ING Banking to Business -> Batch orders -> Upload file -> SEPA XML.
Quirks
German direct bank from the ING group. Different entity from ING Spain (each with its own BIC).
Step-by-step upload
- Generate your SEPA XML in GenerateSEPA or export from your ERP.
- Validate the batch with our SEPA XML Validator.
- Sign in to online banking: ING Banking to Business -> Batch orders -> Upload file -> SEPA XML.
- Confirm signing (second factor if needed).
- Download the receipt.
Spotting a ING (Alemania, ex-DiBa) IBAN
Verify any IBAN with Bank from IBAN before triggering a collection or payment.
Common errors
- Uploading an unsupported file format (check ‘Formats’ above).
- Missing the 15:30 CET cut-off (operation rolls to D+1).
- Out-of-date debtor IBAN or mandate (AC01 / MD01 returns).
Conclusion
ING (Alemania, ex-DiBa) accepts standard SEPA XML for euro operations. Follow the steps above and always validate before submitting. Confirm the exact upload path with your relationship manager if the UI differs (screens change).
