SEPA at DKB (Deutsche Kreditbank) (Germany)
Working with DKB (Deutsche Kreditbank) (BIC BYLADEM1001, BLZ (Bankleitzahl) 12030000)? Here is what you need to upload your SEPA file and have it processed without friction.
TL;DR
- BIC:
BYLADEM1001 - BLZ (Bankleitzahl):
12030000 - SCT cut-off: 15:00 CET
- Formats: SEPA XML pain.001/pain.008, EBICS
- Upload path: DKB Business Banking -> Batches -> Upload file -> SEPA XML.
Quirks
Subsidiary of the BayernLB group. Digital banking focused on business and professional clients.
Step-by-step upload
- Generate your SEPA XML in GenerateSEPA or export from your ERP.
- Validate the batch with our SEPA XML Validator.
- Sign in to online banking: DKB Business Banking -> Batches -> Upload file -> SEPA XML.
- Confirm signing (second factor if needed).
- Download the receipt.
Spotting a DKB (Deutsche Kreditbank) IBAN
Verify any IBAN with Bank from IBAN before triggering a collection or payment.
Common errors
- Uploading an unsupported file format (check ‘Formats’ above).
- Missing the 15:00 CET cut-off (operation rolls to D+1).
- Out-of-date debtor IBAN or mandate (AC01 / MD01 returns).
Conclusion
DKB (Deutsche Kreditbank) accepts standard SEPA XML for euro operations. Follow the steps above and always validate before submitting. Confirm the exact upload path with your relationship manager if the UI differs (screens change).
