What is a bank receipt
A bank receipt is a document (PDF, HTML or printed) issued by your bank that proves a transaction took place. It serves as evidence vs. third parties: tax authorities, public administrations, suppliers, mortgages, rentals, etc.
TL;DR
- It is the documentary proof of a bank operation.
- Contains date, amount, sender IBAN, beneficiary IBAN, concept and reference.
- Your bank issues it instantly from online banking.
- It has the same legal value as a traditional bank stamp.
What is it used for?
- Justifying a supplier payment.
- Proving payment of a tax penalty or income tax.
- Evidencing payment of tuition or fees.
- Court or expert evidence.
What must it contain?
| Field | Detail |
|---|---|
| Date and time | Of the operation, not the document |
| Amount | With currency |
| Sender | Name + IBAN |
| Beneficiary | Name + IBAN |
| Concept | As entered |
| Reference | End-to-end ID or internal bank number |
| Stamp / electronic signature | For authenticity |
Conclusion
Always ask for the receipt: it saves arguments with suppliers and tax authorities. Online banks emit them as electronically signed PDFs instantly.
