RR03: Creditor Identifier incorrect
SEPA return code RR03 — belongs to the RR group (cid).
TL;DR
- Meaning: Creditor Identifier incorrect.
- Category: CID.
- Common cause: the cid is miscalculated or doesn’t match the registered one.
- How to fix it: recompute with our cid tool and verify with your bank.
- Bank fee? Typically yes (depends on your bank contract).
When it appears
The CID is miscalculated or doesn’t match the registered one.
How to fix it
Recompute with our CID tool and verify with your bank.
XML example
This code lives inside the <RsnInf> block of the return message (pain.002 or camt.054):
<Rtr>
<RsnInf>
<Rsn>
<Cd>RR03</Cd>
</Rsn>
<AddtlInf>Return because of creditor identifier incorrect</AddtlInf>
</RsnInf>
</Rtr>
Prevention
Before sending the batch to your bank, validate it with our SEPA XML Validator. Catch the errors your ERP misses and reduce RR-type returns.
Conclusion
RR03 is a cid type return. Follow the steps above to fix and re-issue.
