SEPA in Imagin
Working with Imagin (BIC CAIXESBBXXX, AEB code 2100)? Below is everything you need to upload your SEPA file and have it processed without friction.
TL;DR
- BIC:
CAIXESBBXXX - AEB code:
2100 - SCT cut-off: —
- Formats: SEPA XML pain.001 (limitado, particulares)
- Upload path: Imagin is a B2C product and does not accept business SEPA batch uploads. Use the CaixaBank business account for batches.
Quirks
CaixaBank’s digital brand for young customers. To issue business SEPA you need a CaixaBank business account.
Step-by-step upload
- Generate your SEPA XML in GenerateSEPA or export from your ERP.
- Validate the batch with our SEPA XML Validator.
- Sign in to online banking: Imagin is a B2C product and does not accept business SEPA batch uploads. Use the CaixaBank business account for batches.
- Confirm signing (second factor if needed).
- Download the receipt.
Spotting a Imagin IBAN
Any Spanish IBAN starting with ES#2100 belongs to Imagin. Confirm via Bank from IBAN.
Common errors
- Uploading a non-supported file type (check ‘Formats’ above).
- Missing the — cut-off (operation rolls to D+1).
- Out-of-date mandate after debtor changes.
Conclusion
Imagin accepts SEPA XML seamlessly. Follow the steps above and always validate before submitting.