SEPA in Imagin: how to upload your file (CAIXESBBXXX)

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SEPA in Imagin

Working with Imagin (BIC CAIXESBBXXX, AEB code 2100)? Below is everything you need to upload your SEPA file and have it processed without friction.

TL;DR

  • BIC: CAIXESBBXXX
  • AEB code: 2100
  • SCT cut-off: —
  • Formats: SEPA XML pain.001 (limitado, particulares)
  • Upload path: Imagin is a B2C product and does not accept business SEPA batch uploads. Use the CaixaBank business account for batches.

Quirks

CaixaBank’s digital brand for young customers. To issue business SEPA you need a CaixaBank business account.

Step-by-step upload

  1. Generate your SEPA XML in GenerateSEPA or export from your ERP.
  2. Validate the batch with our SEPA XML Validator.
  3. Sign in to online banking: Imagin is a B2C product and does not accept business SEPA batch uploads. Use the CaixaBank business account for batches.
  4. Confirm signing (second factor if needed).
  5. Download the receipt.

Spotting a Imagin IBAN

Any Spanish IBAN starting with ES#2100 belongs to Imagin. Confirm via Bank from IBAN.

Common errors

  • Uploading a non-supported file type (check ‘Formats’ above).
  • Missing the — cut-off (operation rolls to D+1).
  • Out-of-date mandate after debtor changes.

Conclusion

Imagin accepts SEPA XML seamlessly. Follow the steps above and always validate before submitting.


Frequently Asked Questions

What is Imagin's BIC?
`CAIXESBBXXX`. For BIC11, append `XXX` if your system demands it.
What is Imagin's AEB code?
The AEB entity code is `2100`, which is also the first four digits of any Spanish CCC at this bank.
Does Imagin support SEPA Instant?
Yes — every Spanish bank has offered SCT Inst since October 2025 (EU Regulation 2024/886).
What's the cut-off to send my file?
The usual commercial cut-off at Imagin is —. After that the operation runs on the next business day.

Find the bank from an IBAN

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