SEPA in Kutxabank
Working with Kutxabank (BIC CGLKES2M, AEB code 2095)? Below is everything you need to upload your SEPA file and have it processed without friction.
TL;DR
- BIC:
CGLKES2M - AEB code:
2095 - SCT cut-off: 14:00
- Formats: SEPA XML pain.001/pain.008, Norma 19, Norma 34
- Upload path: Kutxabank Business → Collections/Payments → Import file.
Quirks
Basque-Spanish bilingual. Cooperative bank focused on the Basque Country.
Step-by-step upload
- Generate your SEPA XML in GenerateSEPA or export from your ERP.
- Validate the batch with our SEPA XML Validator.
- Sign in to online banking: Kutxabank Business → Collections/Payments → Import file.
- Confirm signing (second factor if needed).
- Download the receipt.
Spotting a Kutxabank IBAN
Any Spanish IBAN starting with ES#2095 belongs to Kutxabank. Confirm via Bank from IBAN.
Common errors
- Uploading a non-supported file type (check ‘Formats’ above).
- Missing the 14:00 cut-off (operation rolls to D+1).
- Out-of-date mandate after debtor changes.
Conclusion
Kutxabank accepts SEPA XML seamlessly. Follow the steps above and always validate before submitting.
