How to convert Norma 58 to SEPA XML

How to convert Norma 58 to SEPA XML

Convert your Norma 58 (credit advance) file to compatible SEPA XML and send it to your bank.

TL;DR

• Estimated time: 5–15 minutes depending on file size.
• Tool: GenerateSEPA.
• Result: a SEPA XML file ready for your bank.

Before you start

You need:

• A source file (Norma, CSV, Excel or JSON).
• Your Creditor Identifier (CID). If you don’t have one yet, compute it at SEPA Creditor Identifier.
• Access to your bank’s online portal.

Steps

1. Export the Norma 58 file from your ERP — Download the 58 file from your accounting software. If allowed, choose ISO-8859-1 encoding.
2. Upload the file to GenerateSEPA — Open GenerateSEPA and drop the file into the upload area. We auto-detect the standard.
3. Check the creditor data — Verify name, IBAN, BIC and CID. If you’ve saved a company profile before, it’s pre-filled.
4. Download the SEPA XML — Click Convert and download the resulting pain.008 file.
5. Validate with the SEPA Validator — Before sending to your bank, run it through the SEPA XML Validator.
6. Upload to your online banking — Sign in to your bank’s online portal and upload the .xml file you just generated.

Mandatory validation

Before sending the file, always validate with our SEPA XML Validator. 80% of returns are caught here.

Common errors

• Wrong check digit in debtor IBAN → AC01.
• Unsigned mandate or wrong date → MD01.
• Concept with non-ASCII characters → some banks reject it.

Conclusion

Follow these steps and your batch will be sent in under 10 minutes. If you get stuck, ping us from the site.