How to convert Norma 19.14 to SEPA XML

How to convert Norma 19.14 to SEPA XML

Convert a Norma 19.14 file (AEB’s cuaderno 19 variant) to pain.008.001.02 without losing mandates.

TL;DR

• Estimated time: 5–15 minutes depending on file size.
• Tool: GenerateSEPA.
• Result: a SEPA XML file ready for your bank.

Before you start

You need:

• A source file (Norma, CSV, Excel or JSON).
• Your Creditor Identifier (CID). If you don’t have one yet, compute it at SEPA Creditor Identifier.
• Access to your bank’s online portal.

Steps

1. Export the Norma 19.14 file from your ERP — Download the 19.14 file from your accounting software. If allowed, choose ISO-8859-1 encoding.
2. Upload the file to GenerateSEPA — Open GenerateSEPA and drop the file into the upload area. We auto-detect the standard.
3. Check the creditor data — Verify name, IBAN, BIC and CID. If you’ve saved a company profile before, it’s pre-filled.
4. Download the SEPA XML — Click Convert and download the resulting pain.008 file.
5. Validate with the SEPA Validator — Before sending to your bank, run it through the SEPA XML Validator.
6. Upload to your online banking — Sign in to your bank’s online portal and upload the .xml file you just generated.

Mandatory validation

Before sending the file, always validate with our SEPA XML Validator. 80% of returns are caught here.

Common errors

• Wrong check digit in debtor IBAN → AC01.
• Unsigned mandate or wrong date → MD01.
• Concept with non-ASCII characters → some banks reject it.

Conclusion

Follow these steps and your batch will be sent in under 10 minutes. If you get stuck, ping us from the site.