Blog - Page 4

SEPA ISO 20022 Direct Debit File: A How-To Guide

Learn how to create compliant SEPA ISO 20022 direct debit files from spreadsheets. Covers data preparation, XML mapping, validation, and automation for UK finance teams.

SEPA Direct Debit Mandate Management: A Complete Guide

A complete guide to SEPA direct debit mandate management covering collection, validation, storage, lifecycle handling, and integration with payment generation workflows.

SEPA Direct Debit File Format: A Complete Practical Guide

Learn how the SEPA direct debit XML file format works, from spreadsheet data to valid pain.008 files. A practical guide covering structure, mapping, validation, and common rejection errors.

Create SEPA Direct Debit File from Excel: A Step-by-Step Guide

Learn how to create a SEPA direct debit XML file from Excel. Step-by-step guide covering spreadsheet preparation, field mapping, pain.008 generation, validation, and API automation.

Procurement to Pay: A Complete Guide for UK SMEs

A practical guide to the procurement to pay process for UK SMEs, covering each P2P step from requisition to payment execution, key metrics, automation strategies, and implementation roadmaps.

A modern workspace with two monitors showing a software interface for managing SEPA direct debit API integrations.

SEPA Direct Debit API: A Practical Integration Guide

A step-by-step guide to integrating a SEPA direct debit API — from authentication and JSON payload mapping to webhook handling and full automation.

A diagram illustrating the core principles, key components, XML format, and common issues of SEPA Direct Debit.

How to Create SEPA XML File for Direct Debit

A step-by-step guide to creating SEPA XML files for direct debit — from mandate data and source preparation to web conversion, API automation, and troubleshooting validation errors.

A person holding a receipt with a prominent mystery payment charge highlighted in a home office.

What Is a Bank Giro Credit?

What a bank giro credit (BGC) really means on your statement, how the legacy paper system evolved, and how modern SEPA workflows replace manual reconciliation.

A person using a laptop to view and clean data files with a glass of orange juice nearby.

SEPA Bulk Payment File Software: A Complete How-To Guide

A complete guide to SEPA bulk payment file software — from preparing Excel, CSV, and legacy AEB source data to generating valid SEPA XML and automating with an API.

A young man sitting at a desk and working on a laptop to manage business debt collection.

Small Business Debt Collection: A Step-by-Step Guide

A step-by-step guide to small business debt collection—from prevention and early reminders to formal letters, SEPA automation, and choosing between agencies and legal action.

A concerned professional looking at complex financial charts and spreadsheets on a computer screen in an office.

SEPA XML API: A UK Integration Guide for 2026

A practical guide for UK finance teams integrating a SEPA XML API—covering authentication, data mapping, validation, error handling, and post-Brexit payment routing.

A hand touching a tablet screen displaying a business sales workflow diagram with an approved checkmark icon.

Merchant of Record: Simplify Global Payments for SMEs

Understand what a merchant of record does, how it affects tax, compliance, and SEPA workflows, and when it makes sense for growing UK and European SMEs.