What is a Standard 34 file?
2026-01-04
What is a Standard 34 file?
A Norma 34 file is a type of file used in Spain for the exchange of financial information between different in entities. Standard 34 is used in collection and payment operations, such as can be direct debits or card payments. - The
Standard 34.1 refers to the format of the file used for sending payment operations with card from the merchant to the acquiring bank. - Standard 34.14 refers to the format of the file used for sending banking debit operations from the creditor to the acquiring bank. In summary, the Standard
34 is a standard that allows interoperability between different financial entities in Spain in collection and payment operations go, and Norma 34.1 and 34.14 are two of the most-used versions of the Norma 34 file in different financial operations.