What is a Standard 19 file?
A Standard 19 file is a type of file used in Spain for the exchange of financial information between different entities. Standard 19 is used in collection and payment operations, such as direct debits
bank or card payments. - Standard 19.14 refers to the format of the file used for sending direct debit operations from the creditor to the acquiring bank. - Standard 19.15 refers to the format of the file used for the sending of operations
s return of direct debits from the acquiring bank to the creditor. - Standard 19.44 refers to the format of the file used for sending payment operations with card from the merchant to the acquiring bank. In short, Standard 19 is a standard that per
It covers interoperability between different financial entities in Spain, and Standard 19.14, 19.15 and 19.44 are three of the most used versions.
