What is a Standard 19 file?

    A Norma 19 file is a type of file used in Spain for the exchange of financial information between different in entities. Standard 19 is used in collection and payment operations, such as can be direct debits or card payments.  - The

Standard 19.14 refers to the format of the file used for sending direct debit operations from the creditor to the acquiring bank. - Standard 19.15 refers to the format of the file used for sending debit return operations from the acquiring bank to the creditor

or. - Standard 19.44 refers to the format of the file used for sending payment operations with card from the merchant to the acquiring bank. In summary, Standard 19 is a standard that allows interoperability between different financial entities in Spain, and Standard 19.14, 19.15 and 19.44 are three of

the most used versions.